Angola financial tools: IRT, VAT and kwanza exchange rate
Calculate Angolan payroll tax (IRT) and VAT in kwanzas, simulate FX risk on your payments and track the BNA reference rate month by month.
IRT payroll tax calculator (Group A)
Net salary of an employee, using the IRT table in force in 2026.
Table source: Lei n.º 14/25, de 30 de Dezembro (OGE 2026), Anexo I — AGT
| 1 | 0 – 150 000 | 0 | 0.0% |
| 2 | 150 000 – 200 000 | 12 500 | 16.0% |
| 3 | 200 000 – 300 000 | 31 250 | 18.0% |
| 4 | 300 000 – 500 000 | 49 250 | 19.0% |
| 5 | 500 000 – 1 000 000 | 87 250 | 20.0% |
| 6 | 1 000 000 – 1 500 000 | 187 250 | 21.0% |
| 7 | 1 500 000 – 2 000 000 | 292 250 | 22.0% |
| 8 | 2 000 000 – 2 500 000 | 402 250 | 23.0% |
| 9 | 2 500 000 – 5 000 000 | 517 250 | 24.0% |
| 10 | 5 000 000 – 10 000 000 | 1 117 250 | 24.5% |
| 11 | 10 000 000 – … | 2 342 250 | 25.0% |
VAT calculator
Add or remove VAT from a kwanza amount. Standard rate: 14%.
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Car / home insurance calculator
Kwanza simulation using your insurer’s rate. Not a quote or an official Angolan tariff.
Enter the rate from your quote. Confirm cover, exclusions, deductible, taxes and payment terms with your insurer; the actual deductible depends on the policy.
Loans and financing
Constant kwanza instalments using an annual nominal rate and monthly term. Compare with your bank’s offer in Angola.
Fixed rate; charges paid upfront. Excludes undeclared costs and is not an APR calculation. Confirm terms and fees with your bank.
Compound interest and investments
Kwanza projection with month-end contributions and a constant effective annual return. Returns are not guaranteed.
Nominal values before tax, fees, inflation and FX risk. You set the rate; it is not a forecast or investment recommendation.
Results are estimates for guidance only and do not replace your accountant's or AGT's calculation. QFLab provides market intelligence and strategic consulting services; it does not provide regulated investment advice.